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SalaryFlow

For employers

A Better Employee Benefit Starts With Financial Flexibility.

Support your workforce with structured access to salary-linked financial solutions. SalaryFlow combines employee onboarding, a mobile app and coordinated payroll processes in one employer programme.

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Employer benefits

What your organisation gets.

Employee financial wellbeing

Give employees a structured option for short-term needs, instead of informal or high-cost borrowing.

Retention

A practical benefit that people value, which supports your hiring and retention efforts.

Engagement

Less money stress at work means people can focus on the job.

Simpler HR administration

Replace ad-hoc salary advance requests with a defined process that employees use themselves.

Your organisation doesn't fund the advances. Requests are assessed, approved and funded by Dhvija Finance Limited. Employees pay the applicable product charges; any employer commercial terms are agreed separately.

Payroll coordination & reporting

Fits around your existing payroll.

Your payroll date stays the same. Each pay cycle, your team receives a settlement summary of amounts due, applies them through payroll as agreed, and reconciles them.

  • No change to your pay date

    Salaries are paid on your usual schedule.

  • Settlement summary

    A summary of amounts due per employee before each payday.

  • Reconciliation support

    Help from our team to match settled amounts each cycle.

  • Agreed data sharing

    Employee data is shared only through the process set out in your agreement.

Employer onboarding

From demo to your first pay cycle.

Start with a demo

  1. Step 1

    Book Demo

    See the app and how the programme fits your workforce and payroll cycle.

  2. Step 2

    Employer Onboarding

    Sign the agreements and complete the required authorisations.

  3. Step 3

    Employee Enrolment

    Share employee details through the agreed process and invite your teams.

  4. Step 4

    Programme Activation

    Eligible employees can start using SalaryFlow in the app.

  5. Step 5

    Payroll Reconciliation

    Settle amounts due through payroll each cycle and reconcile them.

Payroll-linked settlement

What happens each pay cycle.

  1. During the month1/5

    Employee requests

    The employee reviews charges and terms in the app, gives the repayment authorisation and submits a request.

  2. On approval2/5

    Funds credited

    If approved, Dhvija Finance Limited credits the amount to the employee's registered bank account.

  3. Before payday3/5

    Settlement summary

    The employer receives a summary of amounts due for the pay cycle.

  4. Payday4/5

    Payroll settlement

    The amount due is settled through payroll, as set out in the employee's authorisation and the employer agreement.

  5. After payday5/5

    Reconciliation

    Settled amounts are matched and the employee can see the repayment in the app.

The exact settlement arrangement is set out in each employer agreement and in the product terms the employee accepts.

Employer FAQs

Questions HR teams ask.

All employer FAQs
What is SalaryFlow?
SalaryFlow provides Earned Wage Access and Salary Advance solutions to eligible employees through participating employer programmes. Employees use the SalaryFlow mobile app; employers coordinate employee data and payroll settlement.
Who provides the funds?
Dhvija Finance Limited is the lender. It assesses, approves and funds requests made through SalaryFlow, under its own terms. SalaryFlow provides the technology platform.
Does our organisation fund the advances?
No. Approved amounts are funded by Dhvija Finance Limited. Your organisation's role, including employment verification and payroll coordination, is set out in the employer agreement.
Who pays the charges?
Employees pay the applicable product charges, which are shown to them before they confirm a request. Any commercial arrangement with your organisation is agreed separately.
How do payroll deductions work?
Settlement is payroll-linked. Amounts due are deducted from the employee's salary on payday, as set out in the employee's authorisation and your employer agreement. You receive a settlement summary for each pay cycle to reconcile.

Partner with us

Start an employer partnership.

Tell us about your organisation and payroll setup. If you'd rather see the product first, book a demo.

Book a Free Demo

+91 92177 01140

contact@salaryflow.in

Employer partnership enquiry

Please don't attach employee data or documents here. We'll share a secure process for that during onboarding.

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