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About SalaryFlow

Making Financial Flexibility Part of Everyday Employment.

SalaryFlow is a salary-linked financial solutions platform that connects employers and eligible employees with structured Earned Wage Access and Salary Advance services.

Our business model

An employer programme, a technology platform and a regulated lender.

SalaryFlow partners with employers to offer Earned Wage Access and Salary Advance to their eligible employees as a workplace benefit.

SalaryFlow provides the technology: the mobile app employees use, onboarding and verification, and the settlement summaries employers use each pay cycle.

Dhvija Finance Limited is the lender. It assesses, approves and funds Earned Wage Access and Salary Advance requests made through SalaryFlow, under its own terms.

Employers offer the programme, share the employee information needed for enrolment through an agreed process, and coordinate payroll-linked settlement.

Mission

Help employers support their workforce through responsible, transparent and accessible salary-linked financial solutions.

Vision

Make financial flexibility a practical and trusted part of employee wellbeing.

What we stand for

Transparency

Charges and terms shown before anyone commits.

Convenience

A mobile-first experience for employees.

Responsible access

Eligibility and limits that keep payday meaningful.

Employer partnership

We work with employers, not around them.

Company & lender information

Lender & regulatory disclosures
Brand
SalaryFlow
Lender
Dhvija Finance Limited, Non-Banking Financial Company (NBFC)
Lender registered office
13B, Second Floor, Netaji Subhash Marg, Daryaganj, New Delhi 110002

Corporate office: C-171/2, 5th Floor, Sector 15, Noida, Uttar Pradesh 201301

Bring SalaryFlow to your workplace.

See how a programme would work for your organisation.

Book a Free Demo