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SalaryFlow

For employees

Your Earnings. More Flexibility. Less Waiting.

Unexpected expenses can come up before payday. If your employer participates in SalaryFlow, you can use Earned Wage Access and Salary Advance in the SalaryFlow app.

How it works

Eligibility, approval, charges and repayment depend on the applicable product terms. SalaryFlow is available only if your employer participates. Not every request will be approved. Requests are approved and funded by Dhvija Finance Limited.

Your journey

From registration to repayment, all in the app.

  1. 1

    Download the app

    Get the SalaryFlow app from Google Play.

  2. 2

    Register

    Sign up as an employee of a participating employer.

  3. 3

    Complete verification

    Give consent for your employment details to be verified and add your bank account.

  4. 4

    Check what you can use

    See the products available to you, your eligible amount, charges and terms.

  5. 5

    Request funds

    Choose an amount, review the charges and repayment date, and confirm.

  6. 6

    Track transactions

    Follow each request until it is credited, and see repayments in your history.

The SalaryFlow app

See what's inside.

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Your available amount

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Charges before you confirm

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Track every request

Products you may see in the app

Earned Wage Access

Access part of the wages you have already earned in the current pay cycle.

Learn more

Salary Advance

A short-term, salary-linked loan, subject to assessment and approval.

Learn more

Employee FAQs

Your questions, answered.

All employee FAQs
Does my employer need to participate?
Yes. SalaryFlow is available only to employees of participating employers. If your employer has not joined yet, you can tell us about them on the Contact page.
How do I register in the app?
Download the SalaryFlow app from Google Play, register and complete the verification steps shown in the app. Your employer must be participating in SalaryFlow.
What is the difference between Earned Wage Access and Salary Advance?
Earned Wage Access lets you access part of the wages you have already earned in the current pay cycle. Salary Advance is a short-term loan linked to your salary, subject to assessment and approval.
Who provides the money?
Dhvija Finance Limited is the lender that assesses, approves and funds requests made through SalaryFlow.
Is approval guaranteed?
No. Eligibility and approval depend on the product and the assessment criteria.
What are the charges?
Applicable charges are shown in the app before you confirm a request. You will not be charged anything you have not seen and accepted.

Download the app

Get the SalaryFlow app.

The SalaryFlow app is available for Android on Google Play. Requests for funds are made in the app. Your employer must be participating for you to register.

Is your employer not on SalaryFlow yet?

Tell us who you work for and we'll reach out to them.

Tell us about your employer

Already registered and need help?

Employee support
Book a Free Demo